The importance of focusing on real, not nominal, returns

The last three years have been extremely difficult for Americans on a personal and financial level.

Some ‘buy now, pay later’ companies let shoppers decide whether to report their payment history to credit bureaus.

House votes to reinstate tariffs on solar imports from Southeast Asia, a rebuke of Pres. Biden’s aim to cut emissions created by burning fossil fuels.

The hard-seltzer category remains a strong one, with annual sales expected to grow by 22.9% through 2030.

Charter shares were enjoying a strong rally for a second day.

The personal savings rate — personal savings as a percentage of disposable personal income — rose to 5.1% in March, up from 4.8% in February.

Exxon stock rose more than 2% on Friday after the energy giant reported a record first-quarter earnings, handily beating expectations.

The rate for Series I Savings Bonds has reset to 4.3%, according to a post on the Treasury Department’s website on Friday.

Also: credit-default swaps, junk bonds, tech results and answers to difficult questions about family, friends and money.